Vield offers crypto-backed loans and non-custodial payment solutions tailored for the Australian market.
Our Products
Crypto-Backed AUD Loans
Deposit Bitcoin (BTC) or Ethereum (ETH) as collateral and borrow Australian Dollars. Your crypto remains yours—we don't rehypothecate or co-mingle your assets.
- Personal Loans: $2,000 - $250,000 for personal or domestic use
- Commercial Loans: $2,000 - $500,000 for business purposes
- Fixed term: 12 months
- Fixed rate: 13% APR
- Loan-to-Value Ratio: Up to 50% of your collateral value
Vield Non-Custodial Mastercard
Connect your DeFi wallet and spend USDC anywhere Mastercard is accepted. You maintain full control of your crypto assets.
Licensing & Regulation
Vield Capital Pty Ltd (ABN 38 672 205 113) operates under the following licenses:
- Credit Representative (No. 553950) of LSL Alternative Credit Pty Ltd (Australian Credit License No. 526970). LSL Alternative Credit issues the loans; Vield Capital acts as the distributor.
- Digital Currency Service Provider registered with AUSTRAC (DCE100809730-001)
Vield Card: Issued by Immersve Pty Ltd (ABN 93 658 192 057, AFSL Number 545925) pursuant to license by Mastercard. Vield Capital (AR No. 1310503) is an Authorised Representative of Immersve.
Asset Security
Your crypto is held in a multi-signature wallet provided by Utila & Zodia. Each customer has a unique wallet address, and your assets remain in that wallet for the duration of your loan. You can track your assets on the blockchain at any time.
Vield does not:
- Rehypothecate your assets (lend them out to others)
- Co-mingle your assets with other customers' assets
- Take ownership of your assets (unless you default)
Insurance: Your assets held in custody are protected by Zodia Custody's comprehensive insurance coverage, including up to USD $200M in protection.
Contact
Address: Suite 202 165-167 Phillip Street Sydney NSW 2000
Email: support@vield.io
Phone: (02) 9157 9669